Revelle Capital

Real Estate Finance

Development Finance for Small Developers & Complex Projects

Access 95% LTC funding through our network of 300+ specialist lenders. From first-time developers to complex schemes.

Flexible Funding for Property Development Projects

Access development finance up to 95% Loan-to-Cost through our network of specialist lenders. From first-time developers to experienced operators, we structure bespoke funding for ground-up builds, conversions, and major refurbishments.

Whether you're a first-time developer with a solid project or an experienced operator seeking competitive terms, we connect you with lenders who understand development finance. Our 300+ lender network includes specialist property financiers who can move quickly and structure deals traditional banks won't consider.

From site acquisition through to completion, we structure funding that works for your project timeline, experience level, and exit strategy.

Key Statistics

Loan-to-Cost
Up to 95%
Typical Completion
3-6 weeks
Loan Size
£500K - £50M
LTV
Up to 70%

Why Choose Development Finance?

Flexible funding designed specifically for property development projects

High Leverage Available

Access up to 95% LTC through layered senior and mezzanine structures

First-Time Developer Friendly

Lenders who fund developers at all experience levels with proper support

Fast Turnaround

Complex deals in 3-6 weeks, urgent cases as fast as 5-7 working days

Flexible Exit Strategies

Sale, refinance, phased sales, or development exit finance accepted

How It Works

Our streamlined process for development finance

1

Project Assessment

We review your development project, site details, planning status, build costs, and GDV. We assess viability and identify optimal lenders from our network.

2

Lender Matching

We present options from specialist development finance lenders, comparing rates, LTCs, and terms to find your best match.

3

Application & Completion

We manage the full application process, coordinate valuations and legals, and ensure smooth drawdown as your project progresses.

Who Is Development Finance For?

Ground-up residential or commercial developments
Conversion projects (office to residential, etc.)
Major refurbishments and renovations
Mixed-use development schemes
HMO and student accommodation projects
First-time developers with strong project teams

Get Development Finance Advice

Tell us about your development project and we'll connect you with the right lender for your needs.

1
Your Requirements
2
Project Details
3
Contact Info
Secure & Confidential
24 Hour Response
No Obligation

Frequently Asked Questions

Common questions about development finance

Development finance typically covers up to 70-75% of land costs and 100% of build costs, with total lending up to 65-70% of Gross Development Value (GDV). We can access lenders offering up to 95% Loan-to-Cost through layered senior and mezzanine structures.
From initial enquiry to funds release typically takes 3-6 weeks for straightforward deals. Complex projects may require 4-8 weeks. We have access to lenders who can complete in as little as 5-7 working days for urgent requirements.
While experience helps secure better terms, we work with lenders who will fund first-time developers when supported by an experienced project manager or contractor. We can structure deals that work for developers at all experience levels.
Common exit strategies include: sale of completed units, refinance to investment mortgage, phased sales over 12-18 months, development exit finance for a bridge to sales. we'll help you present the most credible exit for your specific project.
Typical costs include: arrangement fee (1-2% of facility), interest (typically 0.7-1.2% per month), valuation fees, legal fees, and potentially monitoring surveyor fees. We provide transparent all-in cost breakdowns before you commit.
Some lenders will provide finance for projects with pending planning, though typically at lower LTVs. We can advise on the best approach for your specific situation and planning status.
Quality development lenders build contingency into facilities and offer extension options if needed. We help structure deals with appropriate buffers and work with lenders who are constructive when challenges arise.

Related Services

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Bridging Finance

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Mezzanine Finance

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Real Estate Finance

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Ready to Fund Your Development Project?

Get a tailored development finance quote from our specialist lenders. Speak to our team about your project requirements.